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March 14, 2000

Mr. Paul H. Felser
P.O. Box 9087
31 Montgomery Street
Savannah, Georgia 31412-9087

Dear Mr. Felser:

Based on the advise of my doctors, I came to you for assistance in October, 1999 when I decided to apply for wok related medical retirement after four major back operations. Since that time, I feet you have helped me through many pitfalls in this matter, and therefore, sped up the process.

Thank you so much for your assistance thus far.

Elbert F. Thomas
Dublin, Georgia